INDUSTRIES / INSURANCE
AI agents that move underwriting and claims faster, with the audit trail intact.
Powerede builds AI agents for property and casualty insurers that take on the gathering and first-pass review behind underwriting, claims, and leakage detection. Every decision comes with a record a regulator can follow. Powerede does not hand the system over and walk away. Powerede keeps it accurate and stays on call once it is live.
INFRASTRUCTURE AZURE
DATA AND AI (AZURE)
DIGITAL AND APP INNOVATION
28%Faster turnaround on document-heavy workflows at a P&C insurer, after Powerede agents took over the intake, routing, and follow-up behind claims.
Cycle time and loss ratio pull against each other, and manual review is where both get stuck.
Underwriters and adjusters spend their day gathering documents, keying data, and chasing information before they can make a call. Speed up by cutting corners and leakage rises. Slow down to be thorough and cycle time and customer satisfaction suffer.
Every file sits in a queue waiting for someone to pull it together before an adjuster can even look at it. We are slow where speed matters and we still miss leakage where it counts.
VP of Claims at a regional P&C carrier
Three ways AI agents cut cycle time without loosening controls.
These are the places Powerede sees the fastest payback in P&C. Agents handle the intake and first-pass review so your underwriters and adjusters spend their time on judgment. Every step is logged. Powerede sets the targets with you during Discover and reports on them every month.
Underwriting
Get a clean, complete submission to the underwriter faster
Agents pull the submission data, run the checks against appetite and guidelines, and assemble the file, then hand a complete package to the underwriter for the decision. Anything outside a clear rule is escalated with the full picture attached.
- Submissions gathered and checked before an underwriter opens them
- Faster quote turnaround without skipping a guideline
- Every step logged for the file and the regulator
Claims
Move a claim through intake and triage without the wait
Agents handle first notice of loss, gather the documentation, check coverage, and route the claim to the right adjuster with severity flagged. The file is ready when the adjuster picks it up instead of after a day of gathering.
- Intake and documentation gathered automatically
- Claims routed and prioritized by severity
- Adjusters working files instead of assembling them
Leakage Detection
Catch the leakage before the payment goes out
Agents review a claim against policy terms and past patterns, flag the overpayments, missed subrogation, and duplicate charges before settlement, and prepare the finding for the adjuster to act on. Every flag shows its reasoning.
- Overpayments and duplicates flagged before settlement
- Subrogation opportunities surfaced instead of missed
- The reason for each flag saved for review
Here is one that shipped.
A regional P&C carrier ran claims intake through a shared inbox. First notice of loss, documents, and follow-ups piled up, adjusters spent the morning assembling files, and severe claims waited in the same queue as routine ones.
Live
Powerede engagement
28%
Faster workflow turnaround
Fewer
Files stuck in intake
HOW POWEREDE HELPS
Four pillars, put to work in a P&C carrier.
Powerede delivers every project through the same four pillars. What changes from one industry to the next is what each pillar actually does. Here is what they look like in property and casualty insurance.
AI Multi Agents
Agents that handle underwriting, claims, and leakage together
Each agent owns one area and passes work to the others. A claims agent assembles a file, hands the coverage check to a review agent, and the leakage agent screens it before payment. Built on Microsoft Agent Framework and Azure AI Foundry.
Each agent acts only inside the limits that Powerede helps you set up
Anything above an agreed threshold goes to a person to decide
Every decision logged with the data and the rule behind it
A trail an examiner can follow without your help
AI-Infused Applications
Screens that show the why behind every call
A recommendation an underwriter cannot explain gets overruled. Powerede builds the screens where an agent's call arrives with the policy terms, the evidence, and the rule attached, so the decision can be made and defended.
Recommendations shown with policy terms, evidence, and rule
Built into the underwriting and claims tools you already use
Overrides recorded against the person who made them
Power Apps where it fits, or .NET, TypeScript, and React where it does not
Microsoft Fabric Data Services
One governed view across policy, claims, and third-party data
An agent is only as good as the data behind it, and a regulator will ask where a number came from. Powerede builds the Fabric foundation that brings policy, claims, and third-party data together with lineage from source to decision.
One current, governed view across policy and claims systems
Lineage from source data through to the decision
Search across policies, guidelines, and prior claims
Access controls and audit built in from the start
Managed AI Services
Powerede stays on after go-live
Most of the risk starts the day the system goes live, which is the day a lot of vendors leave. Pillar 04 is the retainer that keeps the system honest at month six and month twelve.
Model behavior and accuracy watched against the targets set in Design
Connections kept working when regulations or your policy systems change
Access limits and audit logs kept current for exams
A named contact and agreed response times when something breaks
HOW POWEREDE HELPS
Four pillars, put to work in a P&C carrier.
Powerede delivers every project through the same four pillars. What changes from one industry to the next is what each pillar actually does. Here is what they look like in property and casualty insurance.
AI Multi Agents
Agents that handle underwriting, claims, and leakage together
Each agent owns one area and passes work to the others. A claims agent assembles a file, hands the coverage check to a review agent, and the leakage agent screens it before payment. Built on Microsoft Agent Framework and Azure AI Foundry.
Each agent acts only inside the limits that Powerede helps you set up
Anything above an agreed threshold goes to a person to decide
Every decision logged with the data and the rule behind it
A trail an examiner can follow without your help
From first call to live system in five steps.
Powerede runs the same five steps on every project. The same team stays with you from the first call through to running the system.
Walk through how your underwriting, claims, and leakage reviews run today
Check what your Microsoft setup can already do
Pick the jobs with the best payback first
Agree what success looks like before scope is set
Set what each agent is allowed to do
Plan how it connects to your policy and claims systems
Agree the numbers you will track and how often
Map the audit trail and controls before any build
Build to the plan you signed off on
Test the edge cases and the escalation paths
Security review before anything ships
Write docs so your team can run it themselves
Start in watch-only mode so the team can check it
Turn on the agents one area at a time
Train the underwriters and adjusters who will use it
Dashboards and alerts on from the first shift
Watch model behavior, accuracy, and cost
Update connections when regulations or systems change
Answer incidents inside agreed times
Keep audit records current between reviews
Walk through how your underwriting, claims, and leakage reviews run today
Check what your Microsoft setup can already do
Pick the jobs with the best payback first
Agree what success looks like before scope is set
COMMON QUESTIONS
What insurers ask first.
These are the questions we hear most often in first conversations. If yours is not listed here, it takes about 20 minutes to answer it directly, no pitch deck required.
Bring the submission backlog, the claims queue, and the leakage report.
A Discovery Session is complimentary, with nothing to sign. Powerede walks your underwriting, claims, and leakage work, finds the best place to start, and tells you straight whether Powerede is the right fit.